Attention homeowners in Powhatan and Powhatan County: Need an appraisal?

Here are the top reasons VA homeowners hire AllGood Appraisers:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a VA divorce, when real estate property needs to be divided
  7. Settle an estate in VA by determining the true market value of real estate in question

Do you own a home in or near Powhatan? Do you need help determining the price of your real estate?
Contact AllGood Appraisers.

We at AllGood Appraisers understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. AllGood Appraisers is experienced in helping folks just like you delete unneeded and unwanted PMI insurance.

Challenge Powhatan county's assessment of your property

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from AllGood Appraisers is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. AllGood Appraisers can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from AllGood Appraisers can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? AllGood Appraisers can We can assist you. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.